Baltimore, MD vs Chicago-Naperville-Elgin: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of July 2026

Baltimore, MD vs Chicago-Naperville-Elgin side by side

Metric Baltimore, MD Chicago-Naperville-Elgin
Alpha Score4934
Price Momentum6650
Inventory Health221
Affordability4836
Economic Strength6342
Rental Yield5652
Median Sale Price$435K
Price-to-Income4.53.4
Payment-to-Income26.6%20.9%
Months of Supply3
Gross Rental Yield4.3%5.5%
Overvaluation Index500

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Baltimore, MD and Chicago-Naperville-Elgin compare, dimension by dimension

  • Affordability: Baltimore, MD leads — Baltimore, MD 48/100 vs Chicago-Naperville-Elgin 36/100.
  • Price Momentum: Baltimore, MD leads — Baltimore, MD 66/100 vs Chicago-Naperville-Elgin 50/100.
  • Inventory Health: Baltimore, MD leads — Baltimore, MD 22/100 vs Chicago-Naperville-Elgin 1/100.
  • Economic Strength: Baltimore, MD leads — Baltimore, MD 63/100 vs Chicago-Naperville-Elgin 42/100.
  • Rental Yield: Baltimore, MD leads — Baltimore, MD 56/100 vs Chicago-Naperville-Elgin 52/100.

Frequently asked questions

Which has a higher Alpha Score, Baltimore, MD or Chicago-Naperville-Elgin?

Baltimore, MD scores higher — 49 vs 34 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Baltimore, MD or Chicago-Naperville-Elgin more affordable?

Baltimore, MD is more affordable on our affordability dimension. Price-to-income is 4.5 in Baltimore, MD and 3.4 in Chicago-Naperville-Elgin.

Which housing market has stronger momentum, Baltimore, MD or Chicago-Naperville-Elgin?

Baltimore, MD has stronger price momentum — 66/100 vs 50/100.

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Baltimore, MD market brief and the Chicago-Naperville-Elgin brief.