Baltimore, MD vs Chicago-Naperville-Elgin: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of August 2026

Baltimore, MD vs Chicago-Naperville-Elgin side by side

Metric Baltimore, MD Chicago-Naperville-Elgin
Alpha Score5324
Price Momentum72
Inventory Health300
Affordability4836
Economic Strength6926
Rental Yield4744
Median Sale Price$440K
Price-to-Income4.43.5
Payment-to-Income26.8%22.4%
Months of Supply3
Gross Rental Yield4.4%5.3%
Overvaluation Index5010

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Baltimore, MD and Chicago-Naperville-Elgin compare, dimension by dimension

  • Affordability: Baltimore, MD leads — Baltimore, MD 48/100 vs Chicago-Naperville-Elgin 36/100.
  • Inventory Health: Baltimore, MD leads — Baltimore, MD 30/100 vs Chicago-Naperville-Elgin 0/100.
  • Economic Strength: Baltimore, MD leads — Baltimore, MD 69/100 vs Chicago-Naperville-Elgin 26/100.
  • Rental Yield: Baltimore, MD leads — Baltimore, MD 47/100 vs Chicago-Naperville-Elgin 44/100.

Frequently asked questions

Which has a higher Alpha Score, Baltimore, MD or Chicago-Naperville-Elgin?

Baltimore, MD scores higher — 53 vs 24 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Baltimore, MD or Chicago-Naperville-Elgin more affordable?

Baltimore, MD is more affordable on our affordability dimension. Price-to-income is 4.4 in Baltimore, MD and 3.5 in Chicago-Naperville-Elgin.

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Baltimore, MD market brief and the Chicago-Naperville-Elgin brief.