Chicago-Naperville-Elgin vs Philadelphia-Camden-Wilmington: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of July 2026

Chicago-Naperville-Elgin vs Philadelphia-Camden-Wilmington side by side

Metric Chicago-Naperville-Elgin Philadelphia-Camden-Wilmington
Alpha Score2935
Price Momentum5050
Inventory Health11
Affordability3628
Economic Strength2668
Rental Yield4435
Median Sale Price
Price-to-Income3.53.9
Payment-to-Income22.4%24.3%
Months of Supply
Gross Rental Yield5.3%5.0%
Overvaluation Index1010

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Chicago-Naperville-Elgin and Philadelphia-Camden-Wilmington compare, dimension by dimension

  • Affordability: Chicago-Naperville-Elgin leads — Chicago-Naperville-Elgin 36/100 vs Philadelphia-Camden-Wilmington 28/100.
  • Price Momentum: Chicago-Naperville-Elgin and Philadelphia-Camden-Wilmington score the same (50/100).
  • Inventory Health: Chicago-Naperville-Elgin and Philadelphia-Camden-Wilmington score the same (1/100).
  • Economic Strength: Philadelphia-Camden-Wilmington leads — Chicago-Naperville-Elgin 26/100 vs Philadelphia-Camden-Wilmington 68/100.
  • Rental Yield: Chicago-Naperville-Elgin leads — Chicago-Naperville-Elgin 44/100 vs Philadelphia-Camden-Wilmington 35/100.

Frequently asked questions

Which has a higher Alpha Score, Chicago-Naperville-Elgin or Philadelphia-Camden-Wilmington?

Philadelphia-Camden-Wilmington scores higher — 35 vs 29 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Chicago-Naperville-Elgin or Philadelphia-Camden-Wilmington more affordable?

Chicago-Naperville-Elgin is more affordable on our affordability dimension. Price-to-income is 3.5 in Chicago-Naperville-Elgin and 3.9 in Philadelphia-Camden-Wilmington.

Which housing market has stronger momentum, Chicago-Naperville-Elgin or Philadelphia-Camden-Wilmington?

Both markets show similar price momentum (about 50/100).

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Chicago-Naperville-Elgin market brief and the Philadelphia-Camden-Wilmington brief.