Chicago-Naperville-Elgin vs San Jose-Sunnyvale-Santa Clara: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of May 2026

Chicago-Naperville-Elgin vs San Jose-Sunnyvale-Santa Clara side by side

Metric Chicago-Naperville-Elgin San Jose-Sunnyvale-Santa Clara
Alpha Score3425
Price Momentum5050
Inventory Health17
Affordability361
Economic Strength4453
Rental Yield5217
Median Sale Price
Price-to-Income3.48.5
Payment-to-Income20.9%52.3%
Months of Supply
Gross Rental Yield5.5%2.5%
Overvaluation Index040

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Chicago-Naperville-Elgin and San Jose-Sunnyvale-Santa Clara compare, dimension by dimension

  • Affordability: Chicago-Naperville-Elgin leads — Chicago-Naperville-Elgin 36/100 vs San Jose-Sunnyvale-Santa Clara 1/100.
  • Price Momentum: Chicago-Naperville-Elgin and San Jose-Sunnyvale-Santa Clara score the same (50/100).
  • Inventory Health: San Jose-Sunnyvale-Santa Clara leads — Chicago-Naperville-Elgin 1/100 vs San Jose-Sunnyvale-Santa Clara 7/100.
  • Economic Strength: San Jose-Sunnyvale-Santa Clara leads — Chicago-Naperville-Elgin 44/100 vs San Jose-Sunnyvale-Santa Clara 53/100.
  • Rental Yield: Chicago-Naperville-Elgin leads — Chicago-Naperville-Elgin 52/100 vs San Jose-Sunnyvale-Santa Clara 17/100.

Frequently asked questions

Which has a higher Alpha Score, Chicago-Naperville-Elgin or San Jose-Sunnyvale-Santa Clara?

Chicago-Naperville-Elgin scores higher — 34 vs 25 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Chicago-Naperville-Elgin or San Jose-Sunnyvale-Santa Clara more affordable?

Chicago-Naperville-Elgin is more affordable on our affordability dimension. Price-to-income is 3.4 in Chicago-Naperville-Elgin and 8.5 in San Jose-Sunnyvale-Santa Clara.

Which housing market has stronger momentum, Chicago-Naperville-Elgin or San Jose-Sunnyvale-Santa Clara?

Both markets show similar price momentum (about 50/100).

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Chicago-Naperville-Elgin market brief and the San Jose-Sunnyvale-Santa Clara brief.