Chicago-Naperville-Elgin vs St. Louis: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of May 2026

Chicago-Naperville-Elgin vs St. Louis side by side

Metric Chicago-Naperville-Elgin St. Louis
Alpha Score3434
Price Momentum5050
Inventory Health13
Affordability3655
Economic Strength4431
Rental Yield5242
Median Sale Price
Price-to-Income3.43.0
Payment-to-Income20.9%18.2%
Months of Supply
Gross Rental Yield5.5%5.5%
Overvaluation Index00

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Chicago-Naperville-Elgin and St. Louis compare, dimension by dimension

  • Affordability: St. Louis leads — Chicago-Naperville-Elgin 36/100 vs St. Louis 55/100.
  • Price Momentum: Chicago-Naperville-Elgin and St. Louis score the same (50/100).
  • Inventory Health: St. Louis leads — Chicago-Naperville-Elgin 1/100 vs St. Louis 3/100.
  • Economic Strength: Chicago-Naperville-Elgin leads — Chicago-Naperville-Elgin 44/100 vs St. Louis 31/100.
  • Rental Yield: Chicago-Naperville-Elgin leads — Chicago-Naperville-Elgin 52/100 vs St. Louis 42/100.

Frequently asked questions

Which has a higher Alpha Score, Chicago-Naperville-Elgin or St. Louis?

They're essentially tied, each near 34 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Chicago-Naperville-Elgin or St. Louis more affordable?

St. Louis is more affordable on our affordability dimension. Price-to-income is 3.4 in Chicago-Naperville-Elgin and 3.0 in St. Louis.

Which housing market has stronger momentum, Chicago-Naperville-Elgin or St. Louis?

Both markets show similar price momentum (about 50/100).

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Chicago-Naperville-Elgin market brief and the St. Louis brief.