New York, NY vs San Francisco-Oakland-Berkeley: Housing Market Comparison (2026)
Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of July 2026
New York, NY vs San Francisco-Oakland-Berkeley side by side
| Metric | ● New York, NY | ● San Francisco-Oakland-Berkeley |
|---|---|---|
| Alpha Score | 40 | 22 |
| Price Momentum | 74 | 50 |
| Inventory Health | 37 | 3 |
| Affordability | 3 | 1 |
| Economic Strength | 49 | 53 |
| Rental Yield | 37 | 1 |
| Median Sale Price | $806K | — |
| Price-to-Income | 9.2 | 8.4 |
| Payment-to-Income | 54.4% | 52.8% |
| Months of Supply | 5 | — |
| Gross Rental Yield | 2.7% | 2.6% |
| Overvaluation Index | 60 | 40 |
Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.
How New York, NY and San Francisco-Oakland-Berkeley compare, dimension by dimension
- Affordability: New York, NY leads — New York, NY 3/100 vs San Francisco-Oakland-Berkeley 1/100.
- Price Momentum: New York, NY leads — New York, NY 74/100 vs San Francisco-Oakland-Berkeley 50/100.
- Inventory Health: New York, NY leads — New York, NY 37/100 vs San Francisco-Oakland-Berkeley 3/100.
- Economic Strength: San Francisco-Oakland-Berkeley leads — New York, NY 49/100 vs San Francisco-Oakland-Berkeley 53/100.
- Rental Yield: New York, NY leads — New York, NY 37/100 vs San Francisco-Oakland-Berkeley 1/100.
Frequently asked questions
Which has a higher Alpha Score, New York, NY or San Francisco-Oakland-Berkeley?
New York, NY scores higher — 40 vs 22 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.
Is New York, NY or San Francisco-Oakland-Berkeley more affordable?
New York, NY is more affordable on our affordability dimension. Price-to-income is 9.2 in New York, NY and 8.4 in San Francisco-Oakland-Berkeley.
Which housing market has stronger momentum, New York, NY or San Francisco-Oakland-Berkeley?
New York, NY has stronger price momentum — 74/100 vs 50/100.
Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the New York, NY market brief and the San Francisco-Oakland-Berkeley brief.