Philadelphia-Camden-Wilmington vs San Francisco-Oakland-Berkeley: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · scores computed September 2026

Philadelphia-Camden-Wilmington vs San Francisco-Oakland-Berkeley side by side

Metric● Philadelphia-Camden-Wilmington● San Francisco-Oakland-Berkeley
Alpha Score6041
Price Momentum——
Inventory Health9797
Affordability302
Economic Strength6142
Rental Yield361
Median Sale Price——
Price-to-Income3.98.4
Payment-to-Income24.3%52.8%
Months of Supply——
Gross Rental Yield5.0%2.6%
Overvaluation Index1040

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Philadelphia-Camden-Wilmington and San Francisco-Oakland-Berkeley compare, dimension by dimension

  • Affordability: Philadelphia-Camden-Wilmington leads — Philadelphia-Camden-Wilmington 30/100 vs San Francisco-Oakland-Berkeley 2/100.
  • Inventory Health: Philadelphia-Camden-Wilmington and San Francisco-Oakland-Berkeley score the same (97/100).
  • Economic Strength: Philadelphia-Camden-Wilmington leads — Philadelphia-Camden-Wilmington 61/100 vs San Francisco-Oakland-Berkeley 42/100.
  • Rental Yield: Philadelphia-Camden-Wilmington leads — Philadelphia-Camden-Wilmington 36/100 vs San Francisco-Oakland-Berkeley 1/100.

Frequently asked questions

Which has a higher Alpha Score, Philadelphia-Camden-Wilmington or San Francisco-Oakland-Berkeley?

Philadelphia-Camden-Wilmington scores higher — 60 vs 41 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Philadelphia-Camden-Wilmington or San Francisco-Oakland-Berkeley more affordable?

Philadelphia-Camden-Wilmington is more affordable on our affordability dimension. Price-to-income is 3.9 in Philadelphia-Camden-Wilmington and 8.4 in San Francisco-Oakland-Berkeley.

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Philadelphia-Camden-Wilmington market brief and the San Francisco-Oakland-Berkeley brief.