Philadelphia-Camden-Wilmington vs San Francisco-Oakland-Berkeley: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of July 2026

Philadelphia-Camden-Wilmington vs San Francisco-Oakland-Berkeley side by side

Metric Philadelphia-Camden-Wilmington San Francisco-Oakland-Berkeley
Alpha Score3522
Price Momentum5050
Inventory Health13
Affordability281
Economic Strength6853
Rental Yield351
Median Sale Price
Price-to-Income3.98.4
Payment-to-Income24.3%52.8%
Months of Supply
Gross Rental Yield5.0%2.6%
Overvaluation Index1040

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Philadelphia-Camden-Wilmington and San Francisco-Oakland-Berkeley compare, dimension by dimension

  • Affordability: Philadelphia-Camden-Wilmington leads — Philadelphia-Camden-Wilmington 28/100 vs San Francisco-Oakland-Berkeley 1/100.
  • Price Momentum: Philadelphia-Camden-Wilmington and San Francisco-Oakland-Berkeley score the same (50/100).
  • Inventory Health: San Francisco-Oakland-Berkeley leads — Philadelphia-Camden-Wilmington 1/100 vs San Francisco-Oakland-Berkeley 3/100.
  • Economic Strength: Philadelphia-Camden-Wilmington leads — Philadelphia-Camden-Wilmington 68/100 vs San Francisco-Oakland-Berkeley 53/100.
  • Rental Yield: Philadelphia-Camden-Wilmington leads — Philadelphia-Camden-Wilmington 35/100 vs San Francisco-Oakland-Berkeley 1/100.

Frequently asked questions

Which has a higher Alpha Score, Philadelphia-Camden-Wilmington or San Francisco-Oakland-Berkeley?

Philadelphia-Camden-Wilmington scores higher — 35 vs 22 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Philadelphia-Camden-Wilmington or San Francisco-Oakland-Berkeley more affordable?

Philadelphia-Camden-Wilmington is more affordable on our affordability dimension. Price-to-income is 3.9 in Philadelphia-Camden-Wilmington and 8.4 in San Francisco-Oakland-Berkeley.

Which housing market has stronger momentum, Philadelphia-Camden-Wilmington or San Francisco-Oakland-Berkeley?

Both markets show similar price momentum (about 50/100).

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Philadelphia-Camden-Wilmington market brief and the San Francisco-Oakland-Berkeley brief.