Phoenix, AZ vs San Francisco-Oakland-Berkeley: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of August 2026

Phoenix, AZ vs San Francisco-Oakland-Berkeley side by side

Metric Phoenix, AZ San Francisco-Oakland-Berkeley
Alpha Score3214
Price Momentum39
Inventory Health364
Affordability261
Economic Strength2450
Rental Yield331
Median Sale Price$459K
Price-to-Income5.28.4
Payment-to-Income31.5%52.8%
Months of Supply4
Gross Rental Yield4.5%2.6%
Overvaluation Index6040

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Phoenix, AZ and San Francisco-Oakland-Berkeley compare, dimension by dimension

  • Affordability: Phoenix, AZ leads — Phoenix, AZ 26/100 vs San Francisco-Oakland-Berkeley 1/100.
  • Inventory Health: Phoenix, AZ leads — Phoenix, AZ 36/100 vs San Francisco-Oakland-Berkeley 4/100.
  • Economic Strength: San Francisco-Oakland-Berkeley leads — Phoenix, AZ 24/100 vs San Francisco-Oakland-Berkeley 50/100.
  • Rental Yield: Phoenix, AZ leads — Phoenix, AZ 33/100 vs San Francisco-Oakland-Berkeley 1/100.

Frequently asked questions

Which has a higher Alpha Score, Phoenix, AZ or San Francisco-Oakland-Berkeley?

Phoenix, AZ scores higher — 32 vs 14 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Phoenix, AZ or San Francisco-Oakland-Berkeley more affordable?

Phoenix, AZ is more affordable on our affordability dimension. Price-to-income is 5.2 in Phoenix, AZ and 8.4 in San Francisco-Oakland-Berkeley.

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Phoenix, AZ market brief and the San Francisco-Oakland-Berkeley brief.