47Alpha

Charlotte, NC metro area Housing Market Brief

metro · NC · score computed September 2026

Balanced

What is Charlotte, NC metro area’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
●26
Inventory Health25%
●78

Population band 5 of 5 (population 278,335–19,798,537) · comparable within its band

Affordability20%
●22
Economic Strength20%
●65
Rental Yield15%
●34

Where is Charlotte, NC metro area in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Charlotte, NC metro area is classified as Declining — cooling, with scores declining over recent months. This is a classification of recent (1–12 month) momentum, not a price forecast.

What’s the forecast for Charlotte, NC metro area?

Our model forecasts Charlotte, NC metro area’s home prices to hold flat over the next 12 months (high confidence).

This is a separate, forward-looking view — not the cycle classification above. See how past forecasts performed on the track record, or the full local forecast with its confidence range on the market page.

Charlotte, NC metro area housing market data

MetricValueYoY
Median Sale Price$424K▲ +0.5%
Median Days on Market61 days▲ +7%
Months of Supply4.1▲ +5.1%
Homes for Sale13,973▲ +8.2%
Homes Sold3,251▲ +1.4%
Median Price / Sq Ft$209▼ -1.2%

Markets like Charlotte, NC metro area

Frequently asked questions

Is Charlotte, NC metro area a buyer's or seller's market?

In the scores computed September 2026, Charlotte, NC metro area is classified as a Balanced Market, based on its Alpha Score of 47 out of 100. The classification reflects current price, building, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Charlotte, NC metro area?

The median sale price in Charlotte, NC metro area is $424K, having risen 0.5% over the past year.

How affordable is Charlotte, NC metro area?

Charlotte, NC metro area scores 22 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other metros.

What's driving Charlotte, NC metro area's Alpha Score?

Charlotte, NC metro area's strongest dimension is Inventory Health (78/100) and its weakest is Affordability (22/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Charlotte, NC metro area? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.