39Alpha

Clay County, TN Housing Market Brief

county · TN · as of May 2026

Buyer's

What is Clay County, TN’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
-12.450
Inventory Health25%
-25.140
Affordability20%
39
Economic Strength20%
+2.244
Rental Yield15%
14

Where is Clay County, TN in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Clay County, TN is classified as Decliningcooling, with scores declining over recent months. This is a classification of recent (1–12 month) momentum, not a price forecast.

Clay County, TN housing market data

MetricValueYoY
Median Sale Price$315K-25.9%
Median Days on Market160 days▲ +110.5%
Months of Supply10.0-24.8%
Homes for Sale400%
Homes Sold4▲ +33.3%
Median Price / Sq Ft$146-48.4%
Sale-to-List Ratio91.5%-5.9%

How has Clay County, TN’s Alpha Score moved?

Now: 39
3-period trend
Median sale price · 12 mo

Markets like Clay County, TN

Frequently asked questions

Is Clay County, TN a buyer's or seller's market?

As of May 2026, Clay County, TN is classified as a Buyer's Market, based on its Alpha Score of 39 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Clay County, TN?

The median sale price in Clay County, TN is $315K, having fallen 25.9% over the past year.

How affordable is Clay County, TN?

Clay County, TN scores 39 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other counties.

What's driving Clay County, TN's Alpha Score?

Clay County, TN's strongest dimension is Price Momentum (50/100) and its weakest is Rental Yield (14/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Clay County, TN? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.