42Alpha

Bay County, FL Housing Market Brief

county · FL · as of May 2026

Balanced

What is Bay County, FL’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
37
Inventory Health25%
+3.142
Affordability20%
16
Economic Strength20%
+1.351
Rental Yield15%
72

Where is Bay County, FL in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Bay County, FL is classified as Recoveringturning back up after a downturn. This is a classification of recent (1–12 month) momentum, not a price forecast.

Bay County, FL housing market data

MetricValueYoY
Median Sale Price$358K▲ +0.7%
Median Days on Market76 days▲ +7%
Months of Supply6.3-17.1%
Homes for Sale2,934-10.4%
Homes Sold463▲ +7.9%
Median Price / Sq Ft$221▲ +3%
Sale-to-List Ratio96.7%-0.5%

How has Bay County, FL’s Alpha Score moved?

Now: 42
3-period trend
Median sale price · 12 mo

Markets like Bay County, FL

Frequently asked questions

Is Bay County, FL a buyer's or seller's market?

As of May 2026, Bay County, FL is classified as a Balanced Market, based on its Alpha Score of 42 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Bay County, FL?

The median sale price in Bay County, FL is $358K, having risen 0.7% over the past year.

How affordable is Bay County, FL?

Bay County, FL scores 16 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other counties.

What's driving Bay County, FL's Alpha Score?

Bay County, FL's strongest dimension is Rental Yield (72/100) and its weakest is Affordability (16/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Bay County, FL? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.