Bay County, FL Housing Market Brief
county · FL · score computed October 2026
What is Bay County, FL’s Alpha Score?
The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.
Population band 5 of 5 (population 103,008–9,808,667) · comparable within its band
Where is Bay County, FL in its market cycle?
Bay County, FL is classified as Declining — cooling, with scores declining over recent months. This is a classification of recent (1–12 month) momentum, not a price forecast.
What’s the forecast for Bay County, FL?
County-level forecasts are paused (since Oct 18, 2026). The new public-data model we built to replace them didn't pass our accuracy test, and we won't publish forecasts again until a model does.
Bay County, FL housing market data
| Metric | Value | YoY | Source |
|---|---|---|---|
| Median Sale Price | $349K | ▼ -3% | Redfin |
| Median Days on Market | 84 days | ▼ -3.4% | Redfin |
| Months of Supply | 6.5 | ▼ -8.4% | Redfin |
| Homes for Sale | 2,921 | ▼ -3.3% | Redfin |
| Homes Sold | 452 | ▲ +6.6% | Redfin |
| Median Price / Sq Ft | $215 | ▼ -3% | Redfin |
How has Bay County, FL’s Alpha Score moved?
Markets like Bay County, FL
Frequently asked questions
Is Bay County, FL a buyer's or seller's market?
In the scores computed October 2026, Bay County, FL is classified as a Balanced Market, based on its Alpha Score of 46 out of 100. The classification reflects current price, building, affordability, economic, and rental-yield conditions.
Are home prices rising or falling in Bay County, FL?
The median sale price in Bay County, FL is $349K, having fallen 3% over the past year, according to Redfin.
How affordable is Bay County, FL?
Bay County, FL scores 15 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other counties.
What's driving Bay County, FL's Alpha Score?
Bay County, FL's strongest dimension is Inventory Health (79/100) and its weakest is Affordability (15/100). The Alpha Score is a weighted blend of all five dimensions.
Want the live, interactive view of Bay County, FL? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.