Bay County, FL Housing Market Brief
county · FL · as of July 2026
What is Bay County, FL’s Alpha Score?
The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.
Where is Bay County, FL in its market cycle?
Bay County, FL is classified as Emerging — early in its cycle, with scores climbing from a low base. This is a classification of recent (1–12 month) momentum, not a price forecast.
What’s the forecast for Bay County, FL?
Our model forecasts Bay County, FL’s home prices to rise about 2.4% over the next 12 months (high confidence).
This is a separate, forward-looking view — not the cycle classification above. See how past forecasts performed on the track record, or the full local forecast with its confidence range on the market page.
Bay County, FL housing market data
| Metric | Value | YoY |
|---|---|---|
| Median Sale Price | $358K | ▲ +0.7% |
| Median Days on Market | 76 days | ▲ +7% |
| Months of Supply | 6.3 | ▼ -17.1% |
| Homes for Sale | 2,934 | ▼ -10.4% |
| Homes Sold | 463 | ▲ +7.9% |
| Median Price / Sq Ft | $221 | ▲ +3% |
How has Bay County, FL’s Alpha Score moved?
Markets like Bay County, FL
Frequently asked questions
Is Bay County, FL a buyer's or seller's market?
As of July 2026, Bay County, FL is classified as a Balanced Market, based on its Alpha Score of 44 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.
Are home prices rising or falling in Bay County, FL?
The median sale price in Bay County, FL is $358K, having risen 0.7% over the past year.
How affordable is Bay County, FL?
Bay County, FL scores 29 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other counties.
What's driving Bay County, FL's Alpha Score?
Bay County, FL's strongest dimension is Rental Yield (79/100) and its weakest is Affordability (29/100). The Alpha Score is a weighted blend of all five dimensions.
Want the live, interactive view of Bay County, FL? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.