56Alpha

Otsego County, NY Housing Market Brief

county · NY · score computed October 2026

Balanced

What is Otsego County, NY’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
●68
Inventory Health25%
●35

Population band 4 of 5 (population 39,232–102,612) · comparable within its band

Affordability20%
●66
Economic Strength20%
●48
Rental Yield15%
●71

Where is Otsego County, NY in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Otsego County, NY is classified as Growing — strengthening, with scores rising over recent months. This is a classification of recent (1–12 month) momentum, not a price forecast.

What’s the forecast for Otsego County, NY?

County-level forecasts are paused (since Oct 18, 2026). The new public-data model we built to replace them didn't pass our accuracy test, and we won't publish forecasts again until a model does.

Otsego County, NY housing market data

MetricValueYoYSource
Median Sale Price$254K▼ -7.5%Redfin
Median Days on Market48 days▼ -4%Redfin
Months of Supply5.0▼ -10.7%Redfin
Homes for Sale254▲ +33.7%Redfin
Homes Sold50▲ +47.1%Redfin
Median Price / Sq Ft$146▲ +8.8%Redfin

How has Otsego County, NY’s Alpha Score moved?

Now: 56
2-period trend
Median sale price · 12 mo

Markets like Otsego County, NY

Frequently asked questions

Is Otsego County, NY a buyer's or seller's market?

In the scores computed October 2026, Otsego County, NY is classified as a Balanced Market, based on its Alpha Score of 56 out of 100. The classification reflects current price, building, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Otsego County, NY?

The median sale price in Otsego County, NY is $254K, having fallen 7.5% over the past year, according to Redfin.

How affordable is Otsego County, NY?

Otsego County, NY scores 66 out of 100 on affordability — relatively affordable relative to local incomes and prevailing mortgage rates compared with other counties.

What's driving Otsego County, NY's Alpha Score?

Otsego County, NY's strongest dimension is Rental Yield (71/100) and its weakest is Inventory Health (35/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Otsego County, NY? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.