55Alpha

Otsego County, NY Housing Market Brief

county · NY · as of August 2026

Balanced

What is Otsego County, NY’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
-0.960
Inventory Health25%
-4.127
Affordability20%
+13.576
Economic Strength20%
45
Rental Yield15%
-1.579

Where is Otsego County, NY in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Otsego County, NY is classified as Mature holding near a healthy peak. This is a classification of recent (1–12 month) momentum, not a price forecast.

What’s the forecast for Otsego County, NY?

Our model forecasts Otsego County, NY’s home prices to rise about 5.4% over the next 12 months (medium confidence).

This is a separate, forward-looking view — not the cycle classification above. See how past forecasts performed on the track record, or the full local forecast with its confidence range on the market page.

Otsego County, NY housing market data

MetricValueYoY
Median Sale Price$229K▲ +24.6%
Median Days on Market77 days▲ +13.2%
Months of Supply8.2▲ +60.8%
Homes for Sale233▲ +26.6%
Homes Sold29-21.6%
Median Price / Sq Ft$146▲ +25.2%

How has Otsego County, NY’s Alpha Score moved?

Now: 55
12-period trend
Median sale price · 12 mo

Markets like Otsego County, NY

Frequently asked questions

Is Otsego County, NY a buyer's or seller's market?

As of August 2026, Otsego County, NY is classified as a Balanced Market, based on its Alpha Score of 55 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Otsego County, NY?

The median sale price in Otsego County, NY is $229K, having risen 24.6% over the past year.

How affordable is Otsego County, NY?

Otsego County, NY scores 76 out of 100 on affordability — relatively affordable relative to local incomes and prevailing mortgage rates compared with other counties.

What's driving Otsego County, NY's Alpha Score?

Otsego County, NY's strongest dimension is Rental Yield (79/100) and its weakest is Inventory Health (27/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Otsego County, NY? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.