48Alpha

St. Cloud, MN metro area Housing Market Brief

metro · as of May 2026

Balanced

What is St. Cloud, MN metro area’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
-14.256
Inventory Health25%
+10.645
Affordability20%
37
Economic Strength20%
No data
50
Rental Yield15%
54

Where is St. Cloud, MN metro area in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

St. Cloud, MN metro area is classified as Matureholding near a healthy peak. This is a classification of recent (1–12 month) momentum, not a price forecast.

St. Cloud, MN metro area housing market data

MetricValueYoY
Median Sale Price$308K▲ +3.8%
Median Days on Market23 days▲ +15%
Months of Supply2.1▲ +5%
Homes for Sale527▲ +7.3%
Homes Sold248▲ +2.5%
Median Price / Sq Ft$161▲ +0.2%
Sale-to-List Ratio99.4%-0.1%

How has St. Cloud, MN metro area’s Alpha Score moved?

Now: 48
4-period trend
Median sale price · 12 mo

Markets like St. Cloud, MN metro area

Frequently asked questions

Is St. Cloud, MN metro area a buyer's or seller's market?

As of May 2026, St. Cloud, MN metro area is classified as a Balanced Market, based on its Alpha Score of 48 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in St. Cloud, MN metro area?

The median sale price in St. Cloud, MN metro area is $308K, having risen 3.8% over the past year.

How affordable is St. Cloud, MN metro area?

St. Cloud, MN metro area scores 37 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other metros.

What's driving St. Cloud, MN metro area's Alpha Score?

St. Cloud, MN metro area's strongest dimension is Price Momentum (56/100) and its weakest is Affordability (37/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of St. Cloud, MN metro area? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.