42Alpha

Garrard County, KY Housing Market Brief

county · KY · as of August 2026

Balanced

What is Garrard County, KY’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
-21.338
Inventory Health25%
+14.653
Affordability20%
+23.543
Economic Strength20%
41
Rental Yield15%
+16.827

Where is Garrard County, KY in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Garrard County, KY is classified as Emerging early in its cycle, with scores climbing from a low base. This is a classification of recent (1–12 month) momentum, not a price forecast.

What’s the forecast for Garrard County, KY?

Our model forecasts Garrard County, KY’s home prices to decline about 11.1% over the next 12 months (medium confidence).

This is a separate, forward-looking view — not the cycle classification above. See how past forecasts performed on the track record, or the full local forecast with its confidence range on the market page.

Garrard County, KY housing market data

MetricValueYoY
Median Sale Price$277K▲ +4.4%
Median Days on Market69 days▲ +11.3%
Months of Supply4.7▲ +11.9%
Homes for Sale85▲ +9%
Homes Sold190%
Median Price / Sq Ft$145-13.3%

How has Garrard County, KY’s Alpha Score moved?

Now: 42
12-period trend
Median sale price · 12 mo

Markets like Garrard County, KY

Frequently asked questions

Is Garrard County, KY a buyer's or seller's market?

As of August 2026, Garrard County, KY is classified as a Balanced Market, based on its Alpha Score of 42 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Garrard County, KY?

The median sale price in Garrard County, KY is $277K, having risen 4.4% over the past year.

How affordable is Garrard County, KY?

Garrard County, KY scores 43 out of 100 on affordability — moderately affordable relative to local incomes and prevailing mortgage rates compared with other counties.

What's driving Garrard County, KY's Alpha Score?

Garrard County, KY's strongest dimension is Inventory Health (53/100) and its weakest is Rental Yield (27/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Garrard County, KY? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.