34Alpha

Garrard County, KY Housing Market Brief

county · KY · as of July 2026

Buyer's

What is Garrard County, KY’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
59
Inventory Health25%
39
Affordability20%
22
Economic Strength20%
34
Rental Yield15%
9

Where is Garrard County, KY in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Garrard County, KY is classified as Mature holding near a healthy peak. This is a classification of recent (1–12 month) momentum, not a price forecast.

What’s the forecast for Garrard County, KY?

Our model forecasts Garrard County, KY’s home prices to decline about 11.1% over the next 12 months (medium confidence).

This is a separate, forward-looking view — not the cycle classification above. See how past forecasts performed on the track record, or the full local forecast with its confidence range on the market page.

Garrard County, KY housing market data

MetricValueYoY
Median Sale Price$345K▲ +53.3%
Median Days on Market55 days▲ +37.5%
Months of Supply4.1-16.3%
Homes for Sale102▲ +22.9%
Homes Sold25▲ +47.1%
Median Price / Sq Ft$162▲ +1.6%

How has Garrard County, KY’s Alpha Score moved?

Now: 34
12-period trend
Median sale price · 12 mo

Markets like Garrard County, KY

Frequently asked questions

Is Garrard County, KY a buyer's or seller's market?

As of July 2026, Garrard County, KY is classified as a Buyer's Market, based on its Alpha Score of 34 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Garrard County, KY?

The median sale price in Garrard County, KY is $345K, having risen 53.3% over the past year.

How affordable is Garrard County, KY?

Garrard County, KY scores 22 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other counties.

What's driving Garrard County, KY's Alpha Score?

Garrard County, KY's strongest dimension is Price Momentum (59/100) and its weakest is Rental Yield (9/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Garrard County, KY? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.