31Alpha

Cumberland County, KY Housing Market Brief

county · KY · as of August 2026

Buyer's

What is Cumberland County, KY’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
-58.17
Inventory Health25%
+14.860
Affordability20%
+9.310
Economic Strength20%
58
Rental Yield15%
+5.05

Where is Cumberland County, KY in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Cumberland County, KY is classified as Declining cooling, with scores declining over recent months. This is a classification of recent (1–12 month) momentum, not a price forecast.

Cumberland County, KY housing market data

MetricValueYoY
Median Sale Price$264K-20.6%
Median Days on Market141 days▲ +15.6%
Months of Supply10.1▲ +44.3%
Homes for Sale31▲ +14.8%
Homes Sold3-25%
Median Price / Sq Ft$158-10%

How has Cumberland County, KY’s Alpha Score moved?

Now: 31
12-period trend
Median sale price · 12 mo

Markets like Cumberland County, KY

Frequently asked questions

Is Cumberland County, KY a buyer's or seller's market?

As of August 2026, Cumberland County, KY is classified as a Buyer's Market, based on its Alpha Score of 31 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Cumberland County, KY?

The median sale price in Cumberland County, KY is $264K, having fallen 20.6% over the past year.

How affordable is Cumberland County, KY?

Cumberland County, KY scores 10 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other counties.

What's driving Cumberland County, KY's Alpha Score?

Cumberland County, KY's strongest dimension is Inventory Health (60/100) and its weakest is Rental Yield (5/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Cumberland County, KY? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.