58Alpha

Bay City, MI metro area Housing Market Brief

metro · MI · score computed October 2026

Balanced

What is Bay City, MI metro area’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
●99
Inventory Health25%
●7

Population band 3 of 5 (population 58,778–112,360) · comparable within its band

Affordability20%
●87
Economic Strength20%
●36
Rental Yield15%
●82

Where is Bay City, MI metro area in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Bay City, MI metro area is classified as Growing — strengthening, with scores rising over recent months. This is a classification of recent (1–12 month) momentum, not a price forecast.

What’s the forecast for Bay City, MI metro area?

Metro-level forecasts are paused (since Oct 18, 2026). The new public-data model we built to replace them didn't pass our accuracy test, and we won't publish forecasts again until a model does.

Bay City, MI metro area housing market data

MetricValueYoYSource
Median Sale Price$175K▲ +0.9%Redfin
Median Days on Market31 days▲ +29.2%Redfin
Months of Supply2.20%Redfin
Homes for Sale294▲ +27.3%Redfin
Homes Sold136▲ +29.5%Redfin
Median Price / Sq Ft$101▼ -20%Redfin

How has Bay City, MI metro area’s Alpha Score moved?

Now: 58
2-period trend
Median sale price · 12 mo

Markets like Bay City, MI metro area

Frequently asked questions

Is Bay City, MI metro area a buyer's or seller's market?

In the scores computed October 2026, Bay City, MI metro area is classified as a Balanced Market, based on its Alpha Score of 58 out of 100. The classification reflects current price, building, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Bay City, MI metro area?

The median sale price in Bay City, MI metro area is $175K, having risen 0.9% over the past year, according to Redfin.

How affordable is Bay City, MI metro area?

Bay City, MI metro area scores 87 out of 100 on affordability — relatively affordable relative to local incomes and prevailing mortgage rates compared with other metros.

What's driving Bay City, MI metro area's Alpha Score?

Bay City, MI metro area's strongest dimension is Price Momentum (99/100) and its weakest is Inventory Health (7/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Bay City, MI metro area? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.