40Alpha

Spirit Lake, IA metro area Housing Market Brief

metro · as of July 2026

Buyer's

What is Spirit Lake, IA metro area’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
38
Inventory Health25%
63
Affordability20%
20
Economic Strength20%No data
50
Rental Yield15%
16

Where is Spirit Lake, IA metro area in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Spirit Lake, IA metro area is classified as Mature holding near a healthy peak. This is a classification of recent (1–12 month) momentum, not a price forecast.

What’s the forecast for Spirit Lake, IA metro area?

Our model forecasts Spirit Lake, IA metro area’s home prices to rise about 13.1% over the next 12 months (medium confidence).

This is a separate, forward-looking view — not the cycle classification above. See how past forecasts performed on the track record, or the full local forecast with its confidence range on the market page.

Spirit Lake, IA metro area housing market data

MetricValueYoY
Median Sale Price$420K-20.7%
Median Days on Market60 days-15.5%
Months of Supply3.7-22.9%
Homes for Sale203-15.8%
Homes Sold55▲ +10%
Median Price / Sq Ft$262-12.9%

How has Spirit Lake, IA metro area’s Alpha Score moved?

Now: 40
12-period trend
Median sale price · 12 mo

Markets like Spirit Lake, IA metro area

Frequently asked questions

Is Spirit Lake, IA metro area a buyer's or seller's market?

As of July 2026, Spirit Lake, IA metro area is classified as a Buyer's Market, based on its Alpha Score of 40 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Spirit Lake, IA metro area?

The median sale price in Spirit Lake, IA metro area is $420K, having fallen 20.7% over the past year.

How affordable is Spirit Lake, IA metro area?

Spirit Lake, IA metro area scores 20 out of 100 on affordability — relatively unaffordable relative to local incomes and prevailing mortgage rates compared with other metros.

What's driving Spirit Lake, IA metro area's Alpha Score?

Spirit Lake, IA metro area's strongest dimension is Inventory Health (63/100) and its weakest is Rental Yield (16/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Spirit Lake, IA metro area? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.