70Alpha

Spencer, IA metro area Housing Market Brief

metro · IA · as of August 2026

Seller's

What is Spencer, IA metro area’s Alpha Score?

The Alpha Score is a composite 0–100 index of market strength, a weighted blend of five dimensions. See the methodology.

Price Momentum20%
-22.536
Inventory Health25%
+11.154
Affordability20%
+2.796
Economic Strength20%
79
Rental Yield15%
+3.193

Where is Spencer, IA metro area in its market cycle?

EmergingGrowingMaturePeakingDecliningRecovering

Spencer, IA metro area is classified as Peaking late-cycle, with momentum cooling from a high level. This is a classification of recent (1–12 month) momentum, not a price forecast.

Spencer, IA metro area housing market data

MetricValueYoY
Median Sale Price$164K-25.9%
Median Days on Market67 days▲ +52.3%
Months of Supply3.1-45.6%
Homes for Sale79▲ +19.7%
Homes Sold26▲ +116.7%
Median Price / Sq Ft$121▲ +15.3%

How has Spencer, IA metro area’s Alpha Score moved?

Now: 70
12-period trend
Median sale price · 12 mo

Markets like Spencer, IA metro area

Frequently asked questions

Is Spencer, IA metro area a buyer's or seller's market?

As of August 2026, Spencer, IA metro area is classified as a Seller's Market, based on its Alpha Score of 70 out of 100. The classification reflects current price, inventory, affordability, economic, and rental-yield conditions.

Are home prices rising or falling in Spencer, IA metro area?

The median sale price in Spencer, IA metro area is $164K, having fallen 25.9% over the past year.

How affordable is Spencer, IA metro area?

Spencer, IA metro area scores 96 out of 100 on affordability — relatively affordable relative to local incomes and prevailing mortgage rates compared with other metros.

What's driving Spencer, IA metro area's Alpha Score?

Spencer, IA metro area's strongest dimension is Affordability (96/100) and its weakest is Price Momentum (36/100). The Alpha Score is a weighted blend of all five dimensions.

Want the live, interactive view of Spencer, IA metro area? Open the full market dashboard — charts, ZIP-level drill-down, and watchlist tracking. Explore the map or read the methodology.