Austin, TX vs Chicago-Naperville-Elgin: Housing Market Comparison (2026)

Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of July 2026

Austin, TX vs Chicago-Naperville-Elgin side by side

Metric Austin, TX Chicago-Naperville-Elgin
Alpha Score4434
Price Momentum2650
Inventory Health301
Affordability4936
Economic Strength5642
Rental Yield6652
Median Sale Price$431K
Price-to-Income4.43.4
Payment-to-Income26.2%20.9%
Months of Supply6
Gross Rental Yield4.6%5.5%
Overvaluation Index400

Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.

How Austin, TX and Chicago-Naperville-Elgin compare, dimension by dimension

  • Affordability: Austin, TX leads — Austin, TX 49/100 vs Chicago-Naperville-Elgin 36/100.
  • Price Momentum: Chicago-Naperville-Elgin leads — Austin, TX 26/100 vs Chicago-Naperville-Elgin 50/100.
  • Inventory Health: Austin, TX leads — Austin, TX 30/100 vs Chicago-Naperville-Elgin 1/100.
  • Economic Strength: Austin, TX leads — Austin, TX 56/100 vs Chicago-Naperville-Elgin 42/100.
  • Rental Yield: Austin, TX leads — Austin, TX 66/100 vs Chicago-Naperville-Elgin 52/100.

Frequently asked questions

Which has a higher Alpha Score, Austin, TX or Chicago-Naperville-Elgin?

Austin, TX scores higher — 44 vs 34 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.

Is Austin, TX or Chicago-Naperville-Elgin more affordable?

Austin, TX is more affordable on our affordability dimension. Price-to-income is 4.4 in Austin, TX and 3.4 in Chicago-Naperville-Elgin.

Which housing market has stronger momentum, Austin, TX or Chicago-Naperville-Elgin?

Chicago-Naperville-Elgin has stronger price momentum — 50/100 vs 26/100.

Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Austin, TX market brief and the Chicago-Naperville-Elgin brief.