Charlotte, NC vs New York, NY: Housing Market Comparison (2026)
Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of July 2026
Charlotte, NC vs New York, NY side by side
| Metric | ● Charlotte, NC | ● New York, NY |
|---|---|---|
| Alpha Score | 40 | 40 |
| Price Momentum | 44 | 74 |
| Inventory Health | 29 | 37 |
| Affordability | 28 | 3 |
| Economic Strength | 69 | 49 |
| Rental Yield | 28 | 37 |
| Median Sale Price | $423K | $806K |
| Price-to-Income | 5.1 | 9.2 |
| Payment-to-Income | 30.2% | 54.4% |
| Months of Supply | 4 | 5 |
| Gross Rental Yield | 4.2% | 2.7% |
| Overvaluation Index | 80 | 60 |
Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.
How Charlotte, NC and New York, NY compare, dimension by dimension
- Affordability: Charlotte, NC leads — Charlotte, NC 28/100 vs New York, NY 3/100.
- Price Momentum: New York, NY leads — Charlotte, NC 44/100 vs New York, NY 74/100.
- Inventory Health: New York, NY leads — Charlotte, NC 29/100 vs New York, NY 37/100.
- Economic Strength: Charlotte, NC leads — Charlotte, NC 69/100 vs New York, NY 49/100.
- Rental Yield: New York, NY leads — Charlotte, NC 28/100 vs New York, NY 37/100.
Frequently asked questions
Which has a higher Alpha Score, Charlotte, NC or New York, NY?
They're essentially tied, each near 40 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.
Is Charlotte, NC or New York, NY more affordable?
Charlotte, NC is more affordable on our affordability dimension. Price-to-income is 5.1 in Charlotte, NC and 9.2 in New York, NY.
Which housing market has stronger momentum, Charlotte, NC or New York, NY?
New York, NY has stronger price momentum — 74/100 vs 44/100.
What is the median home price in Charlotte, NC vs New York, NY?
The median sale price is $423K in Charlotte, NC and $806K in New York, NY.
Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Charlotte, NC market brief and the New York, NY brief.