Charlotte, NC vs Philadelphia-Camden-Wilmington: Housing Market Comparison (2026)
Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of July 2026
Charlotte, NC vs Philadelphia-Camden-Wilmington side by side
| Metric | ● Charlotte, NC | ● Philadelphia-Camden-Wilmington |
|---|---|---|
| Alpha Score | 45 | 31 |
| Price Momentum | 44 | 50 |
| Inventory Health | 29 | 1 |
| Affordability | 26 | 28 |
| Economic Strength | 90 | 42 |
| Rental Yield | 41 | 45 |
| Median Sale Price | $423K | — |
| Price-to-Income | 5.3 | 3.7 |
| Payment-to-Income | 31.3% | 22.5% |
| Months of Supply | 4 | — |
| Gross Rental Yield | 3.9% | 5.2% |
| Overvaluation Index | 80 | 10 |
Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.
How Charlotte, NC and Philadelphia-Camden-Wilmington compare, dimension by dimension
- Affordability: Philadelphia-Camden-Wilmington leads — Charlotte, NC 26/100 vs Philadelphia-Camden-Wilmington 28/100.
- Price Momentum: Philadelphia-Camden-Wilmington leads — Charlotte, NC 44/100 vs Philadelphia-Camden-Wilmington 50/100.
- Inventory Health: Charlotte, NC leads — Charlotte, NC 29/100 vs Philadelphia-Camden-Wilmington 1/100.
- Economic Strength: Charlotte, NC leads — Charlotte, NC 90/100 vs Philadelphia-Camden-Wilmington 42/100.
- Rental Yield: Philadelphia-Camden-Wilmington leads — Charlotte, NC 41/100 vs Philadelphia-Camden-Wilmington 45/100.
Frequently asked questions
Which has a higher Alpha Score, Charlotte, NC or Philadelphia-Camden-Wilmington?
Charlotte, NC scores higher — 45 vs 31 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.
Is Charlotte, NC or Philadelphia-Camden-Wilmington more affordable?
Philadelphia-Camden-Wilmington is more affordable on our affordability dimension. Price-to-income is 5.3 in Charlotte, NC and 3.7 in Philadelphia-Camden-Wilmington.
Which housing market has stronger momentum, Charlotte, NC or Philadelphia-Camden-Wilmington?
Philadelphia-Camden-Wilmington has stronger price momentum — 50/100 vs 44/100.
Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Charlotte, NC market brief and the Philadelphia-Camden-Wilmington brief.