Charlotte, NC vs Philadelphia-Camden-Wilmington: Housing Market Comparison (2026)
Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of August 2026
Charlotte, NC vs Philadelphia-Camden-Wilmington side by side
| Metric | ● Charlotte, NC | ● Philadelphia-Camden-Wilmington |
|---|---|---|
| Alpha Score | 39 | 31 |
| Price Momentum | 44 | — |
| Inventory Health | 30 | 1 |
| Affordability | 29 | 28 |
| Economic Strength | 63 | 68 |
| Rental Yield | 29 | 35 |
| Median Sale Price | $424K | — |
| Price-to-Income | 5.1 | 3.9 |
| Payment-to-Income | 30.8% | 24.3% |
| Months of Supply | 4 | — |
| Gross Rental Yield | 4.2% | 5.0% |
| Overvaluation Index | 70 | 10 |
Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.
How Charlotte, NC and Philadelphia-Camden-Wilmington compare, dimension by dimension
- Affordability: Charlotte, NC leads — Charlotte, NC 29/100 vs Philadelphia-Camden-Wilmington 28/100.
- Inventory Health: Charlotte, NC leads — Charlotte, NC 30/100 vs Philadelphia-Camden-Wilmington 1/100.
- Economic Strength: Philadelphia-Camden-Wilmington leads — Charlotte, NC 63/100 vs Philadelphia-Camden-Wilmington 68/100.
- Rental Yield: Philadelphia-Camden-Wilmington leads — Charlotte, NC 29/100 vs Philadelphia-Camden-Wilmington 35/100.
Frequently asked questions
Which has a higher Alpha Score, Charlotte, NC or Philadelphia-Camden-Wilmington?
Charlotte, NC scores higher — 39 vs 31 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.
Is Charlotte, NC or Philadelphia-Camden-Wilmington more affordable?
Charlotte, NC is more affordable on our affordability dimension. Price-to-income is 5.1 in Charlotte, NC and 3.9 in Philadelphia-Camden-Wilmington.
Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Charlotte, NC market brief and the Philadelphia-Camden-Wilmington brief.