Charlotte, NC vs San Francisco-Oakland-Berkeley: Housing Market Comparison (2026)
Side-by-side Alpha Scores, affordability, momentum, supply, jobs, and rental yield · as of July 2026
Charlotte, NC vs San Francisco-Oakland-Berkeley side by side
| Metric | ● Charlotte, NC | ● San Francisco-Oakland-Berkeley |
|---|---|---|
| Alpha Score | 45 | 25 |
| Price Momentum | 44 | 50 |
| Inventory Health | 29 | 3 |
| Affordability | 26 | 1 |
| Economic Strength | 90 | 56 |
| Rental Yield | 41 | 19 |
| Median Sale Price | $423K | — |
| Price-to-Income | 5.3 | 8.3 |
| Payment-to-Income | 31.3% | 51.1% |
| Months of Supply | 4 | — |
| Gross Rental Yield | 3.9% | 2.6% |
| Overvaluation Index | 80 | 40 |
Highlighted = the stronger read for that metric (supply, valuation, and payment burden are better when lower). Income/rent inputs lag annually.
How Charlotte, NC and San Francisco-Oakland-Berkeley compare, dimension by dimension
- Affordability: Charlotte, NC leads — Charlotte, NC 26/100 vs San Francisco-Oakland-Berkeley 1/100.
- Price Momentum: San Francisco-Oakland-Berkeley leads — Charlotte, NC 44/100 vs San Francisco-Oakland-Berkeley 50/100.
- Inventory Health: Charlotte, NC leads — Charlotte, NC 29/100 vs San Francisco-Oakland-Berkeley 3/100.
- Economic Strength: Charlotte, NC leads — Charlotte, NC 90/100 vs San Francisco-Oakland-Berkeley 56/100.
- Rental Yield: Charlotte, NC leads — Charlotte, NC 41/100 vs San Francisco-Oakland-Berkeley 19/100.
Frequently asked questions
Which has a higher Alpha Score, Charlotte, NC or San Francisco-Oakland-Berkeley?
Charlotte, NC scores higher — 45 vs 25 out of 100. The Alpha Score is a 0-100 composite of price momentum, inventory health, affordability, economic strength, and rental yield.
Is Charlotte, NC or San Francisco-Oakland-Berkeley more affordable?
Charlotte, NC is more affordable on our affordability dimension. Price-to-income is 5.3 in Charlotte, NC and 8.3 in San Francisco-Oakland-Berkeley.
Which housing market has stronger momentum, Charlotte, NC or San Francisco-Oakland-Berkeley?
San Francisco-Oakland-Berkeley has stronger price momentum — 50/100 vs 44/100.
Want to swap in other cities, change the metrics, or chart the trend over time? Customize this comparison → in the interactive Compare tool. Or read the Charlotte, NC market brief and the San Francisco-Oakland-Berkeley brief.